What Can You Use the Money For?
Whatever makes life richer for you. Your priorities, your choices.
The money you receive is there to support the life you want to live. After years of hard work, caring for others, and building your home, this stage of life is about comfort, freedom, and making choices that truly matter to you. There are no rules about how the money must be spent. What matters is what brings you peace of mind, enjoyment, and a sense of independence.
Travel & Leisure
A camper for spontaneous trips or that dream destination.
Holiday Home
A cozy chalet by the sea or in the mountains.
Home Comfort
Upgrading your kitchen, bathroom, or adding age-friendly features.
Helping Family
Supporting grandchildren with education or property.
Wellness & Care
Accessing private healthcare or wellness treatments.
Hobbies & Passions
Art, golf, music, or gardening—investing in joy.
Peace of Mind
Wiping away financial stress.
Experiences
Visiting family abroad or taking grand adventures.
Many people choose to use the funds to create new experiences. This might mean traveling more often, finally visiting places you have dreamed of for years, or taking longer, more comfortable holidays without worrying about costs. For some, it means buying a camper or motorhome and enjoying the freedom of traveling at their own pace, staying longer in the places they love and discovering new ones along the way. Others use the money to purchase a second holiday home, offering a place to relax, spend time with family, or escape to a favorite environment whenever they wish.
The funds can also be used to make everyday life more comfortable at home. You may want to renovate your kitchen or bathroom, improve accessibility, add better insulation, or make your home safer and easier to live in for the years ahead. Small changes can make a big difference in how comfortable and confident you feel in your own space, allowing you to enjoy your home exactly as you want.
Health and wellbeing are another important reason many people choose this solution. The money can help cover healthcare costs, private treatments, mobility support, or wellness services that improve quality of life. It can also offer reassurance, knowing you have financial room to handle unexpected expenses without stress.
For some, the greatest joy comes from helping others. The funds can be used to support children or grandchildren, whether that means contributing to education, helping with a first home, or providing financial support at an important moment in their lives. Being able to help family can bring a deep sense of satisfaction and connection.
Others choose to invest in themselves by spending more time on hobbies and passions. This could mean enjoying golf, sailing, painting, music, gardening, or learning something new. It might also mean simply living with fewer financial worries, having the freedom to say yes to social activities, cultural events, or small luxuries that make life more enjoyable.
Some people do not have a specific plan in mind, and that is perfectly fine. Having access to extra financial flexibility can bring peace of mind, even if the money is not used immediately. Knowing that you have options can make everyday life feel lighter and more secure.
Whatever you choose, the purpose is the same: to support a life that feels comfortable, meaningful, and truly your own. The money is there to give you freedom, not obligation. You decide how to use it, when to use it, or whether to use it at all. This is about living well, on your terms.
"It's about living better, not just living."
Accessing your home’s value is about the moments and
memories you’ll create.