Frequently Asked Questions
Simple answers to common questions about home equity and your future.
Is this a reverse mortgage?
It shares similarities, but our solutions are designed with more flexibility and transparency for modern life.
Do I still own my home?
Yes. You remain the full legal owner of your property. We simply help you access the value you have built up over the years.
Can I stay in my home?
Absolutely. That is the entire point of our service. You stay exactly where you are, in the neighborhood you love.
What happens to the home when I pass away?
Typically, the home is sold and the loan is repaid from the proceeds. Any remaining equity goes directly to your heirs as per your will.
Are there monthly payments to worry about?
No. Most of our solutions are designed so you do not have to make any monthly out-of-pocket payments. The loan and interest are settled when the home is eventually sold.
Can I still leave an inheritance for my children?
Yes. Because you only borrow a portion of your home’s value, there is usually significant equity left over. We encourage discussing this with your family.
What if I want to sell my home and move later?
You are free to sell your home at any time. The loan would simply be settled from the sale proceeds at that point.
What if property values decrease?
Our partners generally offer a “no negative equity” guarantee, meaning you or your estate will never owe more than the home is worth at the time of sale.
Still have questions?
Our friendly team is happy to chat through anything on your mind. We are here to help, not to pressure.